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US healthcare AI governance sits at the intersection of FDA medical-device regulation, HIPAA, CMS conditions of participation, and a growing set of state requirements on clinical algorithms.
The US has no comprehensive federal AI law; governance is driven by sector regulators, FTC enforcement, and a growing patchwork of state laws.
Key regulators include FTC (Federal Trade Commission); Fed (Federal Reserve); OCC (Office of the Comptroller of the Currency); CFPB (Consumer Financial Protection Bureau).
The US has no comprehensive federal AI law; governance is driven by sector regulators, FTC enforcement, and a growing patchwork of state laws.
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