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The central bank of the United States and a primary supervisor of bank holding companies and state member banks.
The Federal Reserve addresses AI mainly through its model risk management expectations, set out in the revised interagency guidance SR 26-2 (17 April 2026), which superseded SR 11-7 (2011) and SR 21-8 and requires banks to validate, document, and govern the models used in their decisions, while expressly leaving generative and agentic AI outside its scope. It also monitors the financial-stability and consumer-compliance implications of AI in banking.
The central bank of the United States and a primary supervisor of bank holding companies and state member banks.
The Federal Reserve addresses AI mainly through its model risk management expectations, set out in the revised interagency guidance SR 26-2 (17 April 2026), which superseded SR 11-7 (2011) and SR 21-8 and requires banks to validate, document, and govern the models used in their decisions, while expressly leaving generative and agentic AI outside its scope. It also monitors the financial-stability and consumer-compliance implications of AI in banking.
Board of Governors of the Federal Reserve System (Federal Reserve) is a regulator in United States. Its official website is www.federalreserve.gov.
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Free assessment, 3 minutes →This page is general information about Federal Reserve's role in AI governance, not legal, regulatory, or professional advice, and does not capture every nuance or exception. Regulatory remits and expectations change. Always verify current requirements at Federal Reserve's official source above and with your own qualified legal counsel.